Retail Insurance Fraud Investigations in Skagit, Whatcom, and Snohomish Counties
Retail businesses face a unique combination of risks when it comes to insurance fraud. From staged slip-and-fall claims to exaggerated theft reports, the retail sector is often targeted by individuals who see insurance systems as opportunities for unlawful gain. At KB Tenacious, LLC, we provide specialized retail insurance fraud investigation services across Skagit, Whatcom, and Snohomish Counties, helping insurers and business owners uncover the truth behind suspicious claims.
Our licensed and armed investigators work with commercial property insurers, liability carriers, and legal counsel to verify the legitimacy of retail-related insurance claims and prevent costly payouts based on deception or exaggeration.
Types of Retail Insurance Fraud We Investigate
Retail environments—from small boutiques to large chain stores—are vulnerable to a range of fraudulent insurance activities. Our team investigates:
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False Liability Claims – Including staged injuries from spills, shelving incidents, or unsubstantiated “unsafe” environments
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Exaggerated Theft or Vandalism Reports – When reported losses exceed reality or inventory manipulation is suspected
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Business Interruption or Revenue Loss Fraud – When downtime is claimed due to fabricated or avoidable damage
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Internal Collusion or Employee-Related Fraud – Including inventory shrinkage covered by fraudulent insurance filings
In each case, our goal is to determine the facts, protect your company’s financial interests, and provide documentation that stands up to legal scrutiny.
What Makes KB Tenacious Different?
As an armed private investigation agency, KB Tenacious operates both in the field and behind the scenes. We understand that insurance fraud in retail spaces is often planned, rehearsed, or concealed through clever manipulation of receipts, security systems, or inventory logs. Our investigators are trained to detect those patterns and go beyond superficial evidence.
We offer:
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On-site surveillance and claimant monitoring
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Interviews with employees, witnesses, and third-party contractors
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Analysis of store records, video footage, and POS system data
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Coordination with insurers, attorneys, and law enforcement when needed
From Everett to Bellingham and Mount Vernon, we serve both local franchises and independently owned businesses across northwest Washington.
Serving Retail Businesses Across Northwest Washington
We are proud to support businesses and insurance carriers throughout:
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Skagit County – including Mount Vernon, Anacortes, Burlington, and Sedro-Woolley
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Whatcom County – including Bellingham, Blaine, Ferndale, and Lynden
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Snohomish County – including Everett, Marysville, Lynnwood, and Arlington
Our familiarity with the retail landscape in these communities enables us to work efficiently, discreetly, and in accordance with Washington State investigative standards.
Protect Your Business From Retail Insurance Fraud
Fraudulent claims can damage more than your bottom line—they can affect employee morale, insurance premiums, and even public trust. If you suspect that a retail-related insurance claim is dishonest or inflated, it’s time to take a closer look.
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123-456-7890