What This Service Does

 

We investigate insurance fraud and disputed claims using licensed PI methods, surveillance-adjacent observation, database research, and structured reporting.

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This may include:

• Workers' compensation fraud investigation

• General liability claims investigation

• SIU support for carriers and self-insured employers

• Claimant activity and lifestyle documentation

• Medical provider and billing fraud indicators (referral to specialist for healthcare fraud)

• Licensing compliance investigation

• Insurance coverage verification for contractor fraud cases

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When You Would Use This Service

 

Insurance Carriers & SIU Departments

• Subcontracting investigation support for workers' comp and liability claims

• Claimant activity documentation for disputed claims

• SIU referral follow-up investigation

 

Self-Insured Employers

• Workers' compensation fraud investigation for L&I or self-insured plans

• Internal investigation of suspected fraudulent claims

 

Attorneys & Legal Professionals

• Defense investigation for disputed insurance claims

• Coverage verification and policy compliance investigation

• Fraud documentation for bad faith or subrogation matters

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What We Deliver

 

You receive a structured investigative report suitable for claim review, legal proceedings, or SIU file documentation.

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Deliverables may include:

• Written investigative report with findings and methodology

• Documented activity observations and timeline

• Database and public record findings

• Photo or video documentation (where lawfully obtained)

• Source-cited findings suitable for claim file use

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KB Tenacious operates within the scope of RCW 18.165 for all insurance investigations. Healthcare and medical fraud specialty work may be referred to a qualified subcontractor.